These people seem to have cracked it: http://www.freelancersunion.org/ Sell insurance! Interesting research there... Saul. -- The People Speak | 17-25 Cremer St. London E2 8HD | http://theps.net studio +44 (0)20 71007915 | saul: +44 (0)7941 255210 | ms at theps.net